In an era of global economic transformation and rapid technological advancement, wealth management faces unprecedented challenges. As assets become increasingly diversified, private trusts are no longer exclusive to the ultra-wealthy. Instead, they serve as a strategic choice for building a robust asset protection firewall, offering comprehensive safeguards for your wealth.
1. For Those Who Prioritize Legacy and Family Continuity
Life is unpredictable, and serious illness or unforeseen accidents can derail financial plans. Lydia Shum Tin-ha, a renowned Hong Kong comedian, established a trust long before her passing, entrusting HKD 60 million in assets to professionals with the condition that her daughter could only inherit upon reaching the age of 35. This prudent arrangement ensured her daughter was financially mature before accessing the assets, while effectively shielding the estate from potential external interference. It’s a powerful example of how trusts serve as multi-generational guardians, ensuring the secure and intended transfer of assets.
2. For Individuals Who Value Financial Privacy and Asset Security
In the digital age, data protection is more important than ever. In Taiwan, an industrialist suffered significant asset losses after personal data was leaked and exploited in a targeted scam. Fortunately, a portion of his assets had already been securely placed within a trust structure, where beneficiary identities were shielded. The trust functioned as a high-security layer, preventing unauthorized access, deterring fraud, and reinforcing long-term security.
3. For Families Relocating to High-Tax Jurisdictions
For those holding global assets or planning to relocate to higher-tax countries, proactive international tax planning is essential. A Singaporean billionaire, anticipating the impact of the tax burden in Europe, established an offshore trust in Hong Kong in advance. Leveraging Hong Kong’s tax-friendly regime, he restructured his assets to minimize tax liabilities and optimize long-term value retention.
4. For Those Seeking Strategic Tax Efficiency
Private trusts are powerful tools for tax optimization, effectively protecting assets from erosion through estate taxes, capital gains taxes, dividend taxes, and more. An overseas entrepreneur utilized a Hong Kong-based trust structure to lawfully save tens of millions in HKD tax obligations, securing a low-tax or even tax-exempt status while ensuring asset preservation and sustainable growth.
5. For Entrepreneurs and High-Net-Worth Individuals Facing Business Risk
For business owners, private trusts offer crucial protection by isolating personal wealth from commercial risk. A food industry chairman, for instance, transferred ownership of a core factory into an offshore property trust. This proactive step ensured that in the event of financial difficulties within the group, the asset remained protected from creditor claims, safeguarding the company’s operational foundation.
6. For Those Whose Banking Services No Longer Meet Their Needs
Traditional banking institutions often struggle to meet the needs of globally mobile clients or those requiring agile, cross-border asset handling. After experiencing repeated service refusals from banks, an investor turned to a licensed trust company to establish a private trust for managing his international portfolio. The result was streamlined global payments, flexible asset deployment, and a significantly improved experience through a single point of contact.
7. For Digital Asset Holders Seeking Compliant Custody
As the cryptocurrency market continues to evolve, so too does the need for secure and compliant custody solutions. As a licensed trustee, UniTrust now offers institutional-grade digital asset custody services, minimizing third-party risk through proper segregation, compliance, and insurance.
The comprehensive protection of private trusts relies on clearly defined roles and responsibilities among stakeholders:
As a licensed FinTech trust company (License No. TC007054), UniTrust adheres rigorously to international trust laws and anti-money laundering regulations, providing tailored solutions for clients who prioritize legal compliance and tax efficiency.
(a) Unmatched Financial Strength
With a registered capital of HKD 100 million (significantly exceeding the statutory HKD 3 million requirement) and over HKD 100 millions in professional indemnity insurance, we provide you with unparalleled confidence and security.
(b) Billion-Dollar Asset Management
Entrusted with managing billions in global trust assets, we continuously enhance stability by holding 400+ Bitcoin in reserves.
(c) The World’s Pioneering Fintech Trust Platform
UniTrust innovated the world’s first automated trust platform, facilitating seamless cross-asset and cross-border investments. This empowers you with real-time control over your portfolios while enjoying secure, flexible, and borderless trust management from anywhere in the world.
(d) The World’s First Ceramic World Elite Credit Card
As Asia’s first non-bank principal issuer of the World Elite Asset Link MasterCard, UniTrust offers VIP clients exclusive access to a bespoke, ultra-private financial instrument. All transactions and personal data are fully encrypted and confidential, ensuring ultimate discretion and financial independence.
(e) Global Bill Payment
UniTrust’s concierge-style global bill payment service simplifies asset deployment, eliminating the need to open multiple bank accounts. All disbursements are managed and executed by UniTrust’s streamlined solutions to save time, cost, and complexity.
(f) Access to Top-tier Global Investment Channels
Through established partnerships with renowned global investment institutions, you gain access to a broad spectrum of investment opportunities, ranging from securities and funds to bespoke alternatives—all held and managed securely under the trust. This ensures high privacy, diversification, and institutional-level protection.
Everyone Needs UniTrust!
In today’s complex world, private trusts provide multidimensional wealth protection. Whether for legacy planning, privacy, tax optimization, risk mitigation, or digital asset security, UniTrust combines cutting-edge technology with institutional expertise to deliver a secure, private, and scalable wealth solution tailored to your unique needs.
