(Progressive Trust Framework)

UniTrust’s unique “Progressive Trust Establishment Model” revolutionizes traditional trusts by eliminating high entry barriers, rigid processes, and excessive costs. Powered by AI-driven automation and a fully digital financial system, a trust can be set up in as little as 15 minutes, delivering unprecedented convenience and efficiency. We are committed to democratizing and digitizing premium trust services, enhancing accessibility, flexibility, and transparency for clients at various wealth stages. UniTrust’s model is designed to provide an accessible entry point for trust planning, enabling you to gradually inject assets into the trust as your wealth grows, without high costs depleting your initial capital, ensuring steady growth alongside you and your wealth.

UniTrust’s Progressive Trust Establishment Ladder

1. Pre-Trust

Suitable for: Initial asset organization and management. Ideal for ambitious individuals planning for the future, serving as a bridge to more structured trust arrangements and providing assurance for future asset planning.

• Low Entry Threshold: True to UniTrust’s universal trust concept, we break down traditional barriers with a near-zero-cost entry model, allowing you to establish a Pre-Trust with minimal initial capital requirements.
• Simplified Setup: UniTrust leverages digital tools and efficient processes to simplify the initial setup.
• Strategic Roadmap: Assists clients in identifying initial needs, providing a clear roadmap, reducing participation costs, and laying a straightforward yet solid foundation for future wealth.

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2. Private Living Trust

Suitable for: savvy middle-class or emerging high-net-worth individuals, offering high privacy, legal asset segregation, tax optimization, efficient estate distribution, and seamless, unlimited spending through a worry-free living trust solution.

• Probate Avoidance: Trusts efficiently avoid the cumbersome probate process, ensuring assets are distributed directly reference to your wishes without lengthy court procedures.
• Progressive and affordable, with an entry threshold in assets under management (AUM) to establish a Revocable Living Trust.
• Tax Optimization: Maximizes Hong Kong’s zero capital gains and inheritance tax advantages for efficient tax planning, reducing the tax burden on assets.
• Flexibility & Control: Offers a fully controllable and flexible digital management platform, allowing you to modify trust terms, replace beneficiaries, or revoke the trust as needed.
• Privacy & Continuity: Pre-designated successor trustees can quickly take over, ensuring continuity in asset management and enhancing privacy protection.
• Asset Link Credit Card: Provides the Asset Link Credit Card, increasing the liquidity of trust assets, globally accepted with no spending limit.
• Living Without Banking: Eliminates reliance on traditional banking systems, enabling a bank-free lifestyle.

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3. Family Office

Suitable for: individuals at a stable life stage with assets exceeding USD 50 million, seeking the highest level of asset protection and multigenerational succession planning through an Irrevocable Trust with absolute legal enforceability.

• Tailored Succession Planning: UniTrust designs personalized trust structures based on your inheritance plan, family circumstances, and vision, ensuring wealth is passed down in line with your wishes.
• Family Governance & Legacy Continuity: Establishes a clear governance framework through trust provisions, family charters, and role definitions, aligning wealth management with family values and long-term vision to ensure continuity, discipline, and harmony across generations.
• Efficient Wealth Consolidation: Through establishing offshore entities to hold various non-financial assets, managed by professional trustees, UniTrust effectively consolidates family wealth, significantly reducing management time costs.
• Secured Wealth Succession: Ensures family wealth is passed down to the next generation, or even further generations, according to a predetermined plan, avoiding potential inheritance disputes.
• Maximum Asset Protection: Leverages the legal enforceability of the irrevocable trust deed, combined with protections under Hong Kong’s Trustee Ordinance (Cap. 29), to effectively prevent asset freezes, legal disputes, and external threats, safeguarding family wealth.
• Privacy & Tax Optimization: Combines high-level privacy protection with the tax benefits of Hong Kong’s legal framework.
• Asset Management and Growth: Through modern trust designs (e.g., trust protector mechanisms) and UniTrust’s efficient management platform, it mitigates the rigidity and opacity of traditional irrevocable trusts. UniTrust preserves your capital, focusing on sustained asset growth in line with your family’s investment strategy to ensure long-term wealth continuity.
• Global Investment Opportunities: Unlocks the true growth potential of assets through global investment opportunities, achieving wealth appreciation.
• Integrated Wealth Management: Leverages UniTrust’s one-stop fintech trust platform to seamlessly integrate various trust instruments into a comprehensive family wealth management framework, delivering all-encompassing, digital, and highly efficient solutions.
• Asset Link Credit Card: enables family members to conveniently use trust assets for spending worldwide while maintaining a high level of privacy and security.
• Long-term Wealth Growth: Achieves sustainable wealth succession through both asset preservation and appreciation, building a centennial legacy for the family.

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Conclusion

Other institutions may imitate trust structures and terms, but true trust stems from strength, compliance, and professionalism. As a publicly licensed trust institution, we not only provide efficient asset management services but also strive to integrate legal safeguards, fintech innovation, and robust privacy protection, delivering comprehensive asset protection for every client.

UniTrust’s one-stop fintech trust platform, powered by artificial intelligence and blockchain technology, ensures complete transparency and high security in asset management, enabling seamless transactions and 24/7 cross-border wealth management and tax optimization.

Whether you are establishing a trust for the first time or seeking to refine your asset planning, UniTrust offers tailored solutions to meet your needs. We sincerely invite you to join us and embark on your trust journey, allowing us to provide long-term asset protection and wealth growth for you and your family. Choose UniTrust and create the future of wealth succession together!

Contact UniTrust now to experience the infinite possibilities of future trusts!

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